With the global financial turmoil, US FDIC has increase bank account insurance for each depositors per bank from US$100,000 to US$250,000. But for Malaysians, there is no change i.e. each person with bank account deposits are insured up to max RM60,000 only per bank says PIDM! That's the maximum you can get back if bank go bust like several US banks whose size are many times bigger than Maybank. http://www.pidm.gov.my All types of depositor, whether businesses or individuals, are protected. The maximum limit of coverage under the PIDM Act is RM60,000 per depositor per member institution. This includes both the principal balance of a deposit and the interest/return. The RM60,000 limit provides for 95% of existing depositors to be protected in full. The Malaysian deposit insurance system provides separate coverage for conventional and Islamic deposits. Types of deposits eligible for protection Ringgit denominated deposits that are eligible for protection under the deposit insur...